Explainer

Private duty nursing at home: what it is and who pays

When a parent needs nursing tasks for hours at a time, not just a quick visit, families start hearing about private duty nursing.

2 minute readUpdated October 9, 2026Written by the Senior Choice Care team

In short

Private duty nursing is skilled care at home from a licensed nurse for extended shifts, sometimes around the clock. It differs from Medicare home health, which is part-time or intermittent visits. Medicare does not cover private duty nursing; families pay privately or through long-term care insurance or a state program if eligible.

Written by the Senior Choice Care teamUpdated October 9, 2026. Facts are checked against the sources listed at the end of this page. General information; every family is different.

How it compares

^ Three kinds of help at home

Home care aideMedicare home healthPrivate duty nursing
------------
WhoAides and companionsNurses, therapists, aidesLicensed nurses
How oftenHours you schedulePart-time or intermittent visitsLong shifts, up to 24 hours
MedicareNoYes, if homebound and eligibleNo

When families use it

  • Complex medical needs at home, such as frequent suctioning or tube feeding
  • After a hospital stay, to bridge until home health or a facility is set up
  • At the end of life, alongside hospice

Who pays

Medicare's home health benefit covers only part-time or intermittent care, and Medicare lists private duty nursing among the services it doesn't cover in rehab settings. Long-term care insurance may pay, and some state Medicaid programs cover nursing at home for people who qualify.

Questions families ask

Does Medicare pay for private duty nursing?

No. Medicare covers part-time or intermittent home health, not full shifts of nursing.

Is private duty nursing the same as home health?

No. Home health is visit-based skilled care ordered by a doctor. Private duty nursing provides a nurse for long shifts.

Can I hire a private nurse through an agency?

Yes. Many home care agencies place nurses. Check the license and ask what the nurse can and can't do.

Is private duty nursing covered with hospice?

The hospice benefit includes nursing visits, and continuous home care during a crisis, but not ongoing private shifts.

Sources

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